DESIGN REWARDS™ PRO

¹15% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.

^†$20 in Bonus Rewards: Subject to credit approval. In order to qualify for this offer, you must apply and be approved for an At Home Design Rewards™ credit card account between 9/28/26-10/31/26. Applicants who do not receive a credit decision by October 31, 2026, but are later approved, will not be eligible for this offer. The $20 in bonus rewards will be issued as two $10 reward certificates. Limit one offer per account. Rewards will be sent via the email address on file with Design Rewards issued after the 15th of the following month for use of redemption.

²No interest if paid in full within six months on At Home purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments required. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you don’t, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation charges. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance. New Accounts as of 1/01/2026: Variable Purchase APR 33.24%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.24% and 5% Fee ($10 min). Foreign Transaction Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

³Rewards: Subject to credit approval. See the At Home Design Rewards™ Program Terms at https://www.athome.com/terms.html for complete details.

⁴No Annual Fee. New Accounts as of 10/30/2026: Variable Purchase APR 33.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.49% and 5% Fee ($10 min). Foreign Transaction Fee 3%.

‡‡Authorized users The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user. The At Home Design Rewards™ Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The At Home Design Rewards™ Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.