months** special financing on purchases $299 or more
reward*** for every $100 spent at any At Home store
Earn Rewards*** on Every Purchase
points for every $1 spent at any At Home store
points for every $1 spent on groceries with your Mastercard
point for every $1 spent everywhere Mastercard is accepted
Cardholders are also automatically enrolled in Insider Perks to earn access to:
10% Off Welcome Offer when you join
Birthday Bonus gift on your birthday
First notice of hot new products and markdowns
Decorating tips and tricks
Terms and Conditions
* 10% off your first purchase. Subject to credit approval. Valid for new accounts only. Valid for one-time use. Limit one offer per customer. Cannot be combined with At Home promotional discounts other than mark-down and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J. A. Henkels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value. ** No interest if paid in full within 6 months on purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. For new accounts: Variable purchase APR is 28.99%. Minimum interest charge is $2.00. All APRs are accurate as of 9/30/2019 and will vary with the market based on the Prime rate as defined in your credit card agreement. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. *** Purchases subject to credit approval. At Home Cardholders are eligible to earn rewards on purchases made with their At Home Credit Card or At Home Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations. At Home Mastercard cardholders will earn three (3) points for every dollar ($1) spent in the category of Groceries and one (1) point for every other dollar ($1) in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificate may be issued in $5, $10, $15, or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date. See the At Home Rewards Program Terms for complete details. **** Authorized Users. The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user.
The At Home Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. MasterCard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. See your MasterCard Guide to Benefits. ***** Subject to credit approval. Transaction fees apply. See your cardholder Terms and Conditions for details.