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At Home Design Rewards credit cards

15% OFF

your first At Home purchase*
plus $20 in Bonus Rewards†

when you apply and are approved for an At Home Design Rewards™ credit card account.

See If You Prequalify

Get a decision in seconds with
no impact to your credit score.

Apply Now

Start your application here or
apply in any of our stores.

All of This Could be Yours with the At Home Design Rewards™ Credit Card
15% OFF

your first At Home purchase today when you open an account1
No annual fee4

6 MONTHS

Special Financing on At Home purchase
of $299 or more2

EARN 3% BACK

in Rewards everywhere else Mastercard® is accepted3

MORE REWARDS

Earn 50% more Reward points for every $1 spent3

Plus, Enjoy All the Rewards of Being a Member
1000 Points = $10 Reward* Earn points on everything. Unlock VIP by
spending $350 — A chair could get you there!
Surprise Rewards Receive surprise-and-delights and more.
Exclusive Offers Enjoy member-only offers, plus
early access to promotions and drops.
Receiptless Returns 90-day extended return
window, no receipt required
Become a VIP Unlock even more rewards: same-day
delivery on orders $75+, a bigger birthday
coupon and an anniversary offer.
Become a VIP Unlock even more rewards: same-day delivery on orders $75+,
a bigger birthday coupon and an anniversary offer.
Manage Your At Home Design Rewards™ Credit Card Account
Activate your card
Check your balance
Add an authorized user‡‡
Make a payment
Track points to your next reward certificate
Access available reward certificates to use on At Home purchases
Sign up for paperless statements

*15% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.

†$20 in Bonus Rewards: Subject to credit approval. In order to qualify for this offer, you must apply and be approved for an At Home Design Rewards™ credit card account between 9/28/26-10/31/26. Applicants who do not receive a credit decision by October 31, 2026, but are later approved, will not be eligible for this offer. The $20 in bonus rewards will be issued as two $10 reward certificates. Limit one offer per account. Rewards will be sent via the email address on file with Design Rewards issued after the 15th of the following month for use of redemption.

***Rewards: Subject to credit approval. See the At Home Design Rewards™ Program Terms at https://www.athome.com/terms.html for complete details.

‡No Annual Fee. New Accounts as of 10/30/2026: Variable Purchase APR 33.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.49% and 5% Fee ($10 min). Foreign Transaction Fee 3%.

‡‡Authorized users The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user.

The At Home Design Rewards™ Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.