Insider Perks

¹15% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.

*$10 Rewards are stackable with other discounts or promotions. Exclusions apply. See Terms & Conditions below.
Design Rewards™: Must provide valid email address, first and last name, and phone number. Full terms and conditions at www.athome.com/designrewards. By participating, you agree to the terms of use and privacy policy available at www.athome.com

²No interest if paid in full within six months on At Home purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments required. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you don’t, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation charges. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance. New Accounts as of 1/01/2026: Variable Purchase APR 33.24%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.24% and 5% Fee ($10 min). Foreign Transaction Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

³Rewards: Purchases subject to credit approval. Cardholders with Design Rewards™ Member status earn 6% back in Rewards on At Home purchases (vs. 4% for Members who are non-cardholders); cardholders with VIP status earn 7.5% back in Rewards on At Home purchase (vs. 5% for VIP non-cardholders). See the At Home Design Rewards™ Program Terms at https://www.athome.com/terms.html for complete details.

⁴No Annual Fee. New Accounts as of 1/01/2026: Variable Purchase APR 33.24%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.24% and 5% Fee ($10 min). Foreign Transaction Fee 3%.

‡‡Authorized users are allowed to charge on the account and will be reported to the credit bureau as an authorized user. The applicant will be liable for all transactions made on the account including those made by any authorized user.

The At Home Design Rewards™ Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.