Insider Perks
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Insider Perks® Credit Card Learn More About Financing |
How to Join
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Free! | $350 spend per year | |
Welcome Coupon
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10% Off | 15% Off | |
Annual Birthday
Coupon |
15% Off | 20% Off | |
Special Pricing on
Select Deals |
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Hassle-Free
Receiptless Returns |
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Extended 90-Day
Return Window |
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Sneak Peeks at Deals
& Markdowns |
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Hear About New
Items & Launches First |
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Decorating Tips
& Tricks |
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Gift with Purchase
& Sweepstakes |
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Easy Account
Access |
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Priority Customer
Care Access |
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Donation to Habitat
for Humanity‡‡ |
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10% OFF your first purchase
when you open a new account** |
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$5 reward certificate
for every $100 spent* |
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6 months special financing on
At Home purchases of $299+*** |
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No Annual Fee‡
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Perks
|
Perks Base |
VIP |
Insider Perks® Credit Card Learn More About Financing |
How to Join
|
Free! | $350 spend per year | |
Welcome Coupon
|
10% Off | 15% Off | |
Annual Birthday
Coupon |
15% Off | 20% Off | |
Special Pricing on
Select Deals |
|||
Hassle-Free
Receiptless Returns |
|||
Extended 90-Day
Return Window |
|||
Sneak Peeks at Deals
& Markdowns |
|||
Hear About New Items & Launches First |
|||
Decorating Tips & Tricks |
|||
Gift with Purchase
& Sweepstakes |
|||
Easy Account Access |
|||
Priority Customer
Care Access |
|||
Donation to Habitat
for Humanity‡‡ |
|||
10% OFF your first purchase when you open a new account** |
|||
$5 reward certificate for every $100 spent* |
|||
6 months special financing on At Home purchases of $299+*** |
|||
No Annual Fee‡ |
With Insider Perks BOSS, you get all the benefits of your current Insider Perks status plus:
- Automatic 10% off every purchase
- Yearly purchase summaries
- Join our Designer/Pro directory
- Learn More About Insider Perks BOSS
Welcome to At Home's Insider Perks loyalty program! As a member, you'll enjoy a wide range of benefits that are designed to make your shopping experience more enjoyable and rewarding. From exclusive discounts and coupons to access to our exclusive flash find deals and sneak peeks, our loyalty program has everything you need to save money and stay up-to-date on the latest trends in home decor.
In addition to these perks, our hassle-free and receiptless returns policy makes it easy to return items that don't meet your expectations. And as an Insider Perks member, you'll also receive access to special sweepstakes and giveaways, a birthday coupon, and a 10% discount off your next visit. Becoming a member is easy and free, and it only takes a few minutes to sign up.
But did you know that you can become an Insider Perks VIP if you spend a minimum of $350 per year? As a VIP member, you'll receive even more deals, plus priority customer care access and a donation to Habitat for Humanity. So why wait? Join our Insider Perks program today and start enjoying all the benefits that come with being a member of the home and holiday superstore - At Home!
*Rewards: Purchases subject to credit approval. At Home Insider Perks® credit cardholders are eligible to earn rewards on purchases made with their At Home Insider Perks® Credit Card or At Home Insider Perks® Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations or At Home | The Home Decor & Holiday Superstore. At Home Insider Perks® Mastercard cardholders will earn three (3) points for every dollar ($1) spent in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date See the At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program Terms for complete details.
**10% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.
***No interest if paid in full within 6 months on At Home purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 6 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. New Accounts as of 10/30/2024: Variable Purchase APR 34.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 34.49% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
‡No Annual Fee. New Accounts as of 10/30/2024: Variable Purchase APR 34.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 34.49% and 5% Fee ($10 min). Foreign Trans Fee 3%.
The At Home Insider Perks® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
1 Double Rewards: Purchases subject to credit approval. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn ten (10) points for each dollar ($1) of net card purchases made in At Home store locations or www.athome.com October 30 – December 31, 2024. Points will appear on your monthly statement. A $5 reward certificate will be issued for every 500 points earned. At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program Terms and Conditionsfor details on earning and redeeming rewards.
*10% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.
**No interest if paid in full within 6 months on At Home purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 6 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. New Accounts as of 10/30/2024: Variable Purchase APR 34.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 34.49% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
***Rewards: Purchases subject to credit approval. At Home Insider Perks® credit cardholders are eligible to earn rewards on purchases made with their At Home Insider Perks® Credit Card or At Home Insider Perks® Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations or At Home | The Home Decor & Holiday Superstore. At Home Insider Perks® Mastercard cardholders will earn three (3) points for every dollar ($1) spent in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date See the At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program Terms for complete details.
‡No Annual Fee. New Accounts as of 10/30/2024: Variable Purchase APR 34.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 34.49% and 5% Fee ($10 min). Foreign Trans Fee 3%.
‡‡Authorized users are allowed to charge on the account and will be reported to the credit bureau as an authorized user. The applicant will be liable for all transactions made on the account including those made by any authorized user.
The At Home Insider Perks® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.